Free Essays on Eliza

DAUGHTER OF FORTUNE â€Å" †¦.there is a message that love is transient and illusory, that is the beginning of a journey of self-discovery, not the end†. To what extent is this true for Eliza and Rose? Eliza met Joaquin Andieta and in this moment she fell in love with him. She dreamed about him, he was perfect. He appeared in her dreams every night. It became to be an obsession. Love is illusory, â€Å"she came to have such mastery of this art that her illusory lover appeared in bodily form, she could touch him, smell him, and heard his voice†. In this part of the book, we can see, that the sentence â€Å"love is illusory† becomes to be true. Eliza did not know Joaquin very, but she had exalted him so much in her dreams that she was meeting somebody who did not exist. At first all was perfect. She thought that love between them was romantic and sincere. It was romantic and passionate, but not sincere. This love did not last very long. Joaquin went to California to look for gold, and he never came back to Eliza. She spent a big part of her life looking for him, but it was impossible to find him. Eliza traveled through California with the hope to see him. She did not realize that the Joaquin of her dreams did not exist. One of the reasons of the search was that Eliza was pregnant of Joaquin, but in her travels, she lost the child. Even so, she wanted to find him. Never found him. She only found a boy whose name was similar to Joaquin. She found a dead boy who had been a killer and a bandit in his life. I think that Eliza realized her big mistake when she found Joaquin dead and different. He was not her lover, she had spent a lot of years looking for a illusory love. Joaquin Andieta did not exist. He only existed in her dreams. For this reason, love is illusory. People need to have this kind of love, but only a few, achieve it. Love is transient. Transient mean, that it has an ending. Eliza had love for a short time. ... Free Essays on Eliza Free Essays on Eliza DAUGHTER OF FORTUNE â€Å" †¦.there is a message that love is transient and illusory, that is the beginning of a journey of self-discovery, not the end†. To what extent is this true for Eliza and Rose? Eliza met Joaquin Andieta and in this moment she fell in love with him. She dreamed about him, he was perfect. He appeared in her dreams every night. It became to be an obsession. Love is illusory, â€Å"she came to have such mastery of this art that her illusory lover appeared in bodily form, she could touch him, smell him, and heard his voice†. In this part of the book, we can see, that the sentence â€Å"love is illusory† becomes to be true. Eliza did not know Joaquin very, but she had exalted him so much in her dreams that she was meeting somebody who did not exist. At first all was perfect. She thought that love between them was romantic and sincere. It was romantic and passionate, but not sincere. This love did not last very long. Joaquin went to California to look for gold, and he never came back to Eliza. She spent a big part of her life looking for him, but it was impossible to find him. Eliza traveled through California with the hope to see him. She did not realize that the Joaquin of her dreams did not exist. One of the reasons of the search was that Eliza was pregnant of Joaquin, but in her travels, she lost the child. Even so, she wanted to find him. Never found him. She only found a boy whose name was similar to Joaquin. She found a dead boy who had been a killer and a bandit in his life. I think that Eliza realized her big mistake when she found Joaquin dead and different. He was not her lover, she had spent a lot of years looking for a illusory love. Joaquin Andieta did not exist. He only existed in her dreams. For this reason, love is illusory. People need to have this kind of love, but only a few, achieve it. Love is transient. Transient mean, that it has an ending. Eliza had love for a short time. ...

Recommended Business Writing Style Guides

Recommended Business Writing Style Guides MOST RECOMMENDED The Gregg Reference Manual:A Manual of Style, Grammar, Usage, and Formatting, 11th EditionWilliam A. Sabin, McGraw-Hill, 2011 The Gregg Reference Manual is intended for anyone who writes, edits, or prepares material for distribution or publication. For over fifty years this manual has been recognized as the best style manual for business professionals who want to master the on-the-job standards of business professionals. FOR NEWSLETTERS AND BLOGS The Associated Press Stylebook and Briefing on Media LawEdited by Darrell Christian, Sally Jacobsen, and David Minthorn, Associated Press, 2010 The Associated Press Stylebook, first published in 1977, clarified the news organization's rules on grammar, spelling, punctuation, and usage. Now in its sixth edition, the Stylebook is the standard style guide for most U.S. newspapers, magazines, public relations, and consulting firms. FOR PROOFREADERS The Chicago Manual of Style, 16th EditionThe University of Chicago Press, 2010â€Å"Chicago† is the bible of book publishers. We refer to â€Å"Chicago,† but it is a specialist’s volume. Unless you’re a professional editor or proofreader, this style guide is not needed by most business writers. FOR EVOLVING LANGUAGE Garner's Modern American Usage, 3rd EditionBryan A. Garner, Oxford University Press, 2009I like this resource because it includes a "Language-Change Index," which indicates how well accepted a term is, ranging from Stage 1, widely considered incorrect, to Stage 5, universally accepted as correct. Because business writing language is ever-evolving, this is a helpful guidebook to determine if a usage is now acceptable. FOR UK AND US ENGLISH STYLE DIFFERENCES The Economist Style Guide, 2011 Edition This guide contains a very helpful section on American and British English. American and British business writing is essentially identical. There are spelling and minor punctuation differences, that this text illustrates perfectly. By the way, you should construct documents in your style. If you are British and writing to an American, for example, use British English, rather than American English. Do not use idiomatic expressions or vague phrasings, of course. There is never any significant misunderstanding between UK and US English, as long as one avoids idiom and writes clearly. Trying to adopt a style and voice that is not your own rings false. INTERNAL STYLE GUIDE Do you wish to compile style guidelines, unique to your organization? For example, you may have specific terms you want used with consistency in all documents. Many organization compile an internal style guide, and share it with all employees. Many thanks to the ASTD LinkedIn group for sharing a generic internal style guide, which you can use as a model. (Yet, another reason you should join LinkedIn if you have not yet done so!) Download a copy of this Business Writing Style Guide Internal Template.

Paper-11 Essay Example | Topics and Well Written Essays - 500 words

Paper-11 - Essay Example However, there is a recent paradigm shift in the perception and treatment of apotemnophilia, due to the increasing number of people who manage to get amputated in hospitals merely for this, or in cases where they fail, amputate themselves. If one could consider apotemnophilia in similar terms as gender identity crisis where transgender people feel trapped in the wrong body, the overtly sexual aspect attached to this condition could be warded off, so as to bring in a pragmatic approach to deal with it. Dr. Robert Smith, who had carried out a few controversial amputations on apotemnophiles who claimed to be happy with their changed physical selves, even considers it as a neurophysical disorder with biological roots. However, the ethical issues related to performing an amputation of a perfectly healthy limb of a patient have invited a lot of debate. It remains to be seen whether it can be seen as similar to sex reassignment surgeries. In the present circumstances in which people suffering from this disorder are taken into serious consideration, the incidence of amputations catering to apotemnophiles may increase drastically in the years to come. The after effects of such surgeries can be far reaching and unique. In the c ase of sex reassignment surgery, the patients may not have to undergo as much practical difficulties in life as in the case of an apotemnophile who would manage to get an amputation as s/he desires. Living without a limb calls for many related issues, and may leave the patients dependant on others for the rest of their lives. The fact that they would consider this situation desirable may make the issue complex, but one has to make sure whether they can be seen the better judges on the matter. If apotemnophilia happens to be a sexual disorder similar to pedophilia or necromancy, it has to be kept in check for the greater common

Communication for Managers Final Exam Essay Example | Topics and Well Written Essays - 1000 words

Communication for Managers Final Exam - Essay Example 23). First, Speaking slowly and clearly is one of the strategies used in global business, to address communication barriers. This is because many people fail to understand what the other person is saying due to speed of communication leading to vague meaning. Thus, this strategy gives an opportunity for foreigners to understand what the native speakers are saying (Guffey, 2009). Second, asking for clarification addresses communication barriers, to gain a deeper understanding of the subject mater. Thus, it is wise to allow one to ask a question to ensure that the intended information has reached the required party (Hogan & Stubbs, 2003, p. 34). Frequently checking for understanding is a third strategy used in avoiding communication barrier. When communicating with someone, ask questions to establish whether the communication objectives are realized (Samovar, Porter, & McDaniel, 2011, p. 32). Fourth, defining the basics of business is another strategy of avoiding communication barrier. When the objectives of business are clearly communicated to individuals, then chances of misconception are significantly reduced (Samovar, Porter, & McDaniel, 2011, p. 23). Finally, Careful selecting communication media is another strategy used to avoid communication barrier. Some of communication channels used creates communication barriers. Thus, it is essentially for an individual to use proper communication media. For example, when wanting to communicate abroad using of email may be more reliable communication media than use of telephone (Thompson, 2004, p. 56). Globalization of business poses a significant intercultural communication challenges. This is because culture differ across nations; thus, the need to adopt appropriate strategy to enhance effective intercultural communication. These strategies include the following. The organization should educate its staff on various cultural practices present at the

Essay on the importance of education Essay Example for Free

Essay on the importance of education Essay The term education is derived from Latin, word ‘educere’, ‘educare’ and ‘educatum’ which means to ‘to learn’ , ‘to know’ and ‘to lead out’. Education is the process of receiving or giving systematic instruction, especially at a school or university: a course of education, the theory and practice of teaching. A body of knowledge acquired while being educated. In some occasions I would personally say that I am not always learning, this can be caused by: lack of focus; teacher being absent; cover teachers; teacher being unable to teach the subject well; destructive students or no interest in a topic. French is a pleasant subject to learn as it comprises a lotof active and team work which requires a lot of studying and patience. During the period of exams, later on the month of May 2012, I found myself talking and disrupting the class (due to the lack of focus) which was odd as French was one of my strongest subjects and a few in which I enjoyed. The reason for this was that my teacher was absent and we had a cover teacher which I imminently then thought that I had the privilege to mess about for there will be no consequences but I was wrong†¦ The only person this affected was me myself and this caused me into failing French with an E. One day in my Science class around mid March, we were studying momentum and I found myself tuned in with the lesson (which doesn’t happen often) and was fully focused which resulted to improving my understanding of the topic and Iaccumulated more information about it. The reason being was that the lesson was a mixture of practical active learning and theoretical learning. This made me to enjoy, have fun and partake in the lesson. I really did learn a lot despite my weakness and hatred for science. ‘Education is life itself’ Some people would agree with the statement that education is life itself and utter that education is the most powerful weapon and the key to success. Referring to the bible in Ecclesiastes7:12 ‘For the protection of wisdom is like the protection of money and the advantage of knowledge is that wisdom preserves the life of him who has it’. This quote may suggest that the survival of one may depend upon their knowledge. Being educated is an advantage in life so therefore we should cherish and preserve it as we would protect money. On the other hand, other people may disagree with this statement and say that education isn’t life itself for some people are not well educated but have managed to become successful,people such as:Abraham Lincoln, John D. Rockefeller, Amancio Ortega Gaona and many more. This comes to show that knowledge isn’t just the approval on a paper (degree) but can be physical and specialized skills. Also other unfortunate people mostly in LEDCs (less economically developed countries) such as: Egypt, Mali, Haiti, Ghana,Ukraine, Libya, Vietnametc but does this mean that due to lack of being educated results to individuals from these countries to not be successful ?Of course not. Finally, in my belief I think that education is very beneficial to all. From my personally experience I would say that living does in fact educate me, why? In the past I made mistakes that I had to learn from such as revising a week before an exam to major mistake as forbidden sins from the bible (The 10 commandments) but that’s alright because life never came with instructions. We all came to learn, to conquer and to succeed. Robert M. Hutchins aforementioned: ‘Education is not to reform students or amuse them or to make them expert technicians. It is to unsettle their minds widen their horizons inflame their intellects teach them to think straight. If possible’ sowhy is it that the older generation put a lot of pressure on the younger generation in other words the ‘youths’ to study hard to become doctors and lawyers? We cannot all be doctors and lawyers for God gave each individual a conscious to help us make right and wrong decisions and to follow our hearts. Education is life itself some would say, but I say education is a high light to life ‘the key to success. Victor Hugo ‘He who opens a school door, closes a prison.’

Human Function: Aristotle’s Basis for Ethical Value Essay -- Philosoph

Human Function: Aristotle’s Basis for Ethical Value I. Aristotle’s Virtue Ethics Depend on the Human Function Aristotle presents a system of virtue ethics in Nicomachean Ethics. This work presents a prescriptive theory with the aim of showing how humans may reach a proper state of happiness in which the natural human end is fulfilled. This end is regarded as an end in itself to which subordinate ends are related. This master end itself is understood as a type of activity rather than a state that can be achieved with a limited series of actions, and this activity is described as a general practice of acting well in accord with reason. The Ethics launches an inquiry into what makes human happiness, or eudaimonia, possible, and Aristotle believes this is the highest good for mankind. Aristotle expresses this good as being the highest end that action reaches for, which is something self-sufficient, and he suggests that to understand action we should understand function. He presents his concept of the human function and says that humans must function well in order to reach the highest good. Funct ioning well is what is understood as virtue, and so his system of virtue ethics is overall concerned with humans functioning well. Functioning well is seen as aiming at a mean between excess and deficiency. The virtue of a thing is understood in terms of its function. A function fulfills a need, and a need is met by being provided the right amount of something but not too much or too little. This is why a craftsman designs goods without excess or deficiency — so that they will function well — and likewise human virtue must be understood as aiming between excess and deficiency. So the Nicomachean Ethics develops a system where all val... ...ve. Indianapolis: Hackett Publishing Company, 1998. Aristotle. Nicomachean Ethics. Trans. David Ross. New York: Oxford University Press, 1925. Irwin, Terence. Aristotle’s First Principles. New York: Oxford University Press, 1988. Kraut, Richard. Aristotle on the Human Good. Princeton: Princeton University Press, 1989. MacIntyre, Alasdair. After Virtue. Notre Dame: University of Notre Dame Press, 1981. Plato. Protagoras. Trans. Stanley Lombardo and Karen Bell. Indianapolis: Hackett Publishing Company, 1992. Reeve, C. D. C. Practices of Reason: Aristotle’s Nicomachean Ethics. New York: Oxford University Press, 1992. 1 C. D. C. Reeve, Practices of Reason: Aristotle’s Nicomachean Ethics (New York: Oxford University Press, 1992) 124. 2 Richard Kraut, Aristotle on the Human Good (Princeton: Princeton University Press, 1989) 313-16. 3 Reeve 125-26.

Process Costing

A process costing system is a costing system in which the cost of a product or service is obtained by assigning costs to masses of like or similar units. Unit costs are then calculated on an average basis. Process costing systems are used in industries that produce like or similar units which are often mass produced. In these industries, products are manufactured in a very similar way. The companies usually use the same amount of direct materials, direct manufacturing labor costs and manufacturing overhead costs (CliffNotes Study Guide, 1999).Industries that use process costing systems are for example: chemical processing, oil refining, pharmaceuticals, plastics, brick and tile manufacturing, semiconductor chips, beverages and breakfast cereals. The  job order cost system  is used when products are made based on specific customer orders. Each product produced is considered a job. Costs are tracked by job. Services rendered can also be considered a job. Service companies consider the creation of a financial plan by a certified financial planner, or of an estate plan by an attorney, unique jobs.The job order cost system must capture and track by job the costs of producing each job, which includes materials, labor, and overhead in a manufacturing environment (Willkommen, 2000). The difference between job costing and process costing is the extent of averaging used to compute unit costs of product and services. The cost object in job costing is a job that constitutes a distinctly identifiable product or service. The quantity of manufacturing resources is different in any job. It would be incorrect to cost each job at the same average manufacturing cost.So, when like or similar units are mass produced, process costing averages manufacturing costs over all units produced (CliffNotes Study Guide, 1999). The costs of a product are important for inventory calculations, pricing decisions and product profitability analysis. It’s also important for measuring how well the management is done and if costs are reduced effectively. A company I worked for used a hybrid system that used mostly a process costing system and certain aspects of the job order cost system. The system broke down separate material costs, overhead and labor.The system was fairly accurate and helped us maintain a healthy profit and adjust certain aspects of the business as needed. References Accounting Principles II: Job Order Cost System . (1999). CliffsNotes Study Guides . Retrieved July 21, 2012, from http://www. cliffsnotes. com/study_guide/Job-Order-Cost-System. topicArticleId-21248,articleId-21222. html Process Costing Systems. (2000). Willkommen in Ralf KA ¶nigs Netzbehausung. Retrieved July 21, 2012, from http://www. koenig-aalen. de/vorstellung/present/pcs. php

How are women portrayed in Arthur Miller’s “The Crucible”? Essay

In Arthur Miller’s â€Å"The Crucible†, we are faced with an interesting psychological question: What would happen if the lowest social rank attained power? After all, in the time of the Salem witch trials, women suffered because of their low rank and were expected to submit themselves to men. However, instead of portraying strong female figures, which combat outdated beliefs of a woman’s duty, this play casts women as weak creatures whose only access to power is through dishonesty and manipulation. Although Miller’s portrayal of women seems to fit with the prejudices against them of the time, the family-oriented women who remain honest throughout the play possess less power than the unmarried female teenagers who wantonly sentence people to death. Elizabeth Proctor and Rebecca Nurse are two of the least powerful women in The Crucible, while Abigail Williams relishes her newfound power, attained by accusing innocent citizens of practicing witchcraft. Both Elizabeth and Rebecca dutifully serve their families, and the community that ultimately betrays them. Although Elizabeth never confesses to witchcraft, only the fact that she is pregnant saves her. As the Puritan leaders would never sentence an innocent unborn baby to death, Elizabeth’s life is spared until its birth. Rebecca Nurse, on the other hand, is eventually executed despite the fact that she always presented herself as an upright, God-fearing woman. However, the honest accused were more often than not the ones who lost their lives during both this period and the McCarthy era that the book serves as a commentary on, as they were not willing to confess to a crime they did not commit. For these reasons, one could argue that Miller agreed with the misogynistic prejudices dominant in the 1692 Salem Witch Trials. Women with power only use it for evil; those suppressed by men remain good and honest. Abigail doesn’t adhere to Puritan ideals, instead following her selfish desires; she pursues and seduces Proctor, even though this is a sin for which she should be repentant, according to the Puritanical mindset of the times. The teenage girls who comprise the low social rank who come to power are surprisingly one-dimensional, seemingly driven only by their feelings. Since the play can be read as an allegory to the anti-Communist investigations during the  McCarthy era, perhaps their characters aren’t fully fleshed out because they only serve the play as â€Å"villains†, a parallel to those in the McCarthy era who accused others of being Communists. Miller simply wants to portray them as people who are motivated solely by their own selfish gain. The entire ordeal delivers a misogynistic undertone of a woman’s only interest being a man, as Abigail is willing to sacrifice the lives of innocent people to be with John Proctor. However, at the same time, it underlines the fact that people during the McCarthy era were only interested in benefitting themselves, and had no regard for the consequences of their actions. The prime example of this is Abigail Williams, a main character in the play. She resents Elizabeth Proctor, convinced she is the only thing keeping her apart from John Proctor, with whom she had a secret affair1. In fact, the events in the play are all set in motion by this hatred, as she persuades Tituba to engage in the practice of witchcraft with her and her friends and, after being discovered and accused, realizes that blaming different people of practicing witchcraft can effectively remove them from society, as this is basically a death sentence. She wields this power to deflect all blame onto Tituba and several of Salem’s other second-class citizens. 2 Once reproached by the community for rumors of her adultery, she now accuses them of a far worse sin: devil-worship. One would think this character would require a rich backstory and complex personality; Abigail’s motivation never seems to grow beyond simple jealousy of Proctor’s wife and a desire for revenge against her, with no remorse for the 19 innocent people whom she sentenced to death. Mary Warren serves as a counterpoint to Abigail. Although she causes a lot of harm and sends people to their deaths as well, she does not do so out of malice, but rather because of her weak and subservient nature. She is convinced by Abigail to participate in accusing people of practicing witchcraft, but feels guilty for causing their deaths. When Proctor is furious over the arrest of his wife, she agrees to confess to lying about her accusations, however revokes her confession when Abigail accuses Proctor of witchcraft. Mary always sides with the stronger power, too timid to oppose it, thereby both representing the weak-willed people of Salem and symbolizing the McCarthy era. Ann Putnam isn’t weak, but she is described as weak-minded, introduced as a  twisted soul of forty-five, a death-ridden woman, haunted by dreams.3 Multiple stillbirths have most likely caused this mental instability.4 While other people are trying to ascertain the identities of those involved in witchcraft, she frequently suggests names so that others can blame them, and constantly analyzes other people’s actions.5 She also causes panic through a show of fear and anxiety, as well as using false information to influence others. Lastly, Tituba is part of an even lower social rank than Abigail and her friends, as she is a house slave. Although she admits to practicing witchcraft, her fate is never revealed. This ambiguity over what happens to her emphasizes that whether these girls are witches or not is not actually important. When analyzing all major female characters, it becomes clear that Miller portrays women as behaving rashly and irrationally when they are in a powerful position. Abigail Williams uses it to eliminate enemies, only to attain the love of a man, while Ann Putnam paranoidly accuses people of witchcraft to explain the deaths of her unborn children. Worst of all is Mary Warren, who is so gutless and unable to think for herself, that she just bends to the strongest will.

How to Study the Night Before a Test

How to Study the Night Before a Test Theres no need to feel completely frightened if youve procrastinated until the night before a test to study. Although you wont be able to commit much to long-term memory in a one-night cram session, you can learn enough to pass the test using these techniques. How to Study the Night Before a Test Eat a nutritious meal and prepare a few healthy snacks so you wont need to get up laterSet up in a comfortable spot with your study materials (pencils, note cards, highlighters) and class materials (notes, quizzes, tests, handouts, study guides)Focus for 30 to 45 minutes, then break for 5Take notes and use mnemonic devices to improve recallAim for comprehension over memorizationExplain concepts and ideas to a third partyGet a good nights sleep Physical Needs The brain and the body are linked, so before you sit down to start a study session, its a good idea to take care of your body: go to the bathroom, get some water or tea, and be sure youre dressed in a way that wont distract you (nothing scratchy or stiff). Focus and calm are crucial to studying seriously; to get your body on the same page, try doing some deep breathing and yoga stretches to help you get your mind off any other concerns. Essentially, this prep is meant to get your body to help you, not distract you, so you have no excuses to break your study focus. Snacking during or before studying can be helpful, but choose wisely. The ideal meal is something without a lot of sugar or heavy carbs that can lead to an energy crash. Instead, grab some high-protein grilled chicken or scramble some eggs for dinner, drink green tea with acai, and follow it all with a few bites of dark chocolate. Its always easier to stay on task and process information when your brain has been given what it needs to function properly. The other upside is that by eating something before you begin studying, youll be less tempted to get hungry (and distracted) and quit studying early. To further head off any distracting snack attacks, be prepared ahead of time. When you go to your study area, bring a snack with you. This should be something high in nutrients and mess-free, like mixed nuts, dried fruit, or a protein bar. Avoid highly processed foods like chips, and beware of sneaky foods like granola bars that are full of hidden sugar that will leave you stranded in an hour or so. One Step at a Time Start by getting organized. Get all the materials that relate to the test youre taking- notes, handouts, quizzes, book, projects- and lay them out neatly in a way that makes sense to you. You might organize them by topic, in chronological order, or in some other way that works. Perhaps you like to use color-coded highlighters or stacks of notecards. The point is that theres no one way to organize: You have to find the best system that helps you make connections with the material. By the night before a test, you should already have a good baseline of knowledge on the test topics. That means your goal here is to review and refresh. If your teacher gave you a study guide, start with that, quizzing yourself as you go along. Refer to your other materials if you cant remember an item on the guide, and then write it down. Use mnemonic devices to help you remember bits of information that you wouldnt otherwise, but try to avoid just memorizing everything: its harder to recall straight facts than it is to have a network of connected ideas that you can rely on. If you dont have a study guide or if youve finished going over it, prioritize notes and handouts. Things like dates, names, and vocabulary words are likely to show up on tests, so study those first. After that, review the bigger-picture stuff: material that covers cause-and-effect relationships within the topic area and other ideas that could show up on an essay question. For these, memorization is less important than having a solid enough understanding to explain it back on a written answer. It can seem overwhelming, especially if you have a lot of material to review, so take it slowly. A good rule of thumb is to focus for 30- to 45-minute increments followed by 5-minute breaks. If you try to cram in all the information the night before the test, your brain will overload and youll have to work to regain your focus on studying. This is why its also useful to review for a few days before the test, not just the night before so you can spread out the material and review everything multiple times over of a few separate sessions. Buddy System If you really want to test your understanding of the material, try explaining it to someone who isnt in the class. Get a family member or friend and teach them as much as you can remember. This will let you see how well you understand the concepts and how well you can make connections (to prepare for short-answer or essay questions). If you have a partner or a family member to help you, have them quiz you on the material. As you go, make a list of anything you get stuck on or cant remember. Once youve been quizzed, take your list and study that material repeatedly until youve got it. Finally, write down all your mnemonic devices, important dates, and quick facts on one sheet of paper, so you can refer to it the morning before the big test. Final Preparations Nothing will make you do worse on a test than pulling an all-nighter. You may be tempted to stay up all night and cram in as much as is possible, but by all means, get some sleep the night before. When testing time comes, you wont be able to recall all the information you learned because your brain will be functioning in survival mode. On the morning of the test, make sure to eat a healthy breakfast for plenty of energy. Throughout the morning, run through your review sheet: while youre eating, at your locker, or on the way to class. When it comes time to put the review sheet away and sit down for the test, you can rest easy knowing that youve done everything possible to help your brain get through the test with flying colors.

10 Ways to Stay Positive About Your First Job Out of College

10 Ways to Stay Positive About Your First Job Out of College We’re all so excited at the prospect of graduating and getting our first job out of college. Then we get there and the success feels start to wear off and the tedium of adulthood sets in. We feel a sense of let down. And it’s perfectly normal. You’ve worked hard for so long, but almost all things had an end point- courses, semesters, years, and even schools. Now your whole life is stretching out before you and you have†¦ buyer’s remorse? Boredom? Don’t worry. Your life doesn’t have to be tedious. You’re not done succeeding yet; you’re just beginning. Here are 10 things you can do to stay sharp and make the most of the world of grown-up opportunities. It takes a little longer, and a bit more strategizing, but it will be worth it in the end.1. Be purposefulYes, most people have to work. But if you’re in the privileged position of being able to choose the kind of work you do, that’s huge. Keep track of why youâ⠂¬â„¢re working. What about this field or career makes you passionate. Know your purpose- both for being where you are and for heading in the direction of your particular goal. Hold onto it. The day-to-day tedium won’t touch you.2. Connect with coworkersYes, you’re on the stairway to success. But you will need help along the way. Make friends. Your coworkers might not be your college pals, but you’re going to see a whole lot more of them. Invest in these relationships and they may prove to be invaluable. You’ll all work much better together and will succeed much faster.3. Keep learning new thingsThe difference between this job and college is this: you’re now getting paid to learn. Learn as much as you possibly can and keep looking for the next opportunity to learn. Make your success as much about the journey as the destination.4.  Pick up new skillsSet yourself goals to pick up new skill sets or certifications, or even degrees. Have targets for e very few months and every few years and hold yourself to them. If you commit to learning more and more, you’ll be amazed how much more quickly you succeed.5. Break  up your goalsIf you’re daunted by the future stretching out endlessly before you, break it up. Plot out milestones for yourself. First promotion. First big project. First big client. Fiftieth small victory. This will help you make better narrative sense of your time at this job, and any job, as a stepping stone on your way to greater things.6. Remember that your job funds your hobbiesEven if you’re not 100% fulfilled by your new job and you’d rather be at the movies all afternoon mainlining popcorn, remember that your job funds your fun. When you lose sight of all else, remember that your time at the office makes your social life possible. Save up for special things like trips to make the experience more meaningful.7. Go above and beyondBest way to combat boredom: keep looking for ways to do more. Challenge yourself to get things done before a deadline, or to double your quota, or to go the extra mile on a project. You’ll feel more satisfaction, and your dedication will be noticed, and hopefully rewarded.8. Talk to your bossChecking in regularly with your boss is a great way to keep tangible track of your progress. Having someone else help keep track of your goal-setting and goal-meeting will be useful to keep you dedicated and also to notice when you’re killing it.9. Rethink foreverYou’re sitting at your desk despairing. There’s no end in sight! Reimagine your situation. What if you think of it as endless possibility? An infinite horizon? Think bigger than you have been thinking†¦ and your open-ended forever job won’t feel so terrifying.10. Find a mentorA good mentor can make all the difference in keeping you motivated and focused on what’s most important in the scope of your career. Find someone you admire and respect an d ask them to help shepherd you through your early stages. After all, they blazed this trail before!

Financial institution Essay Example | Topics and Well Written Essays - 2750 words

Financial institution - Essay Example The remaining part represents the ‘risk premium’ where the market return earned in excess of the risk free rate is multiplied with the ‘beta’ of the stock. It is essentially the return for bearing additional risk (Investopedia, 2010). If the expected rate of return on a security is more than the required rate of return then the investment in profitable whereas if the expected return is less than the required rate of return then the investment is not profitable. Unlike Mean Variance Portfolio theory the CAPM model rewards for the excess beta or additional risk borne by the investor. Higher the beta higher is the compensation required by the security. As per this model a higher ‘standard deviation’ does not mean a higher return as ‘beta’ is the measure of risk under CAPM and not ‘standard deviation’. In the CAPM world an investor is rewarded for bearing the risk that cannot be diversified. This is referred as ‘syste matic risk’ captured by the beta of the stock. An investor is not awarded for bearing any nondiversifiable risk i.e. unsystematic risk captured by the standard deviation of the stock. In other words the investors are rewarded for bearing the risk that cannot be diversified away. This is also referred as ‘market risk’ (Sigman, 2005). Assumptions under CAPM- The first assumption under this model is that the transaction costs do not exist. This means that the purchase or sale of an asset does not require any cost. The second assumption is that the CAPM model assumes all assets to be infinitely divisible. This implies that an investor can take a position in the market irrespective of their wealth position. There exists no ‘personal income tax’. This implies that an investor is not influenced by the nature of gain whether it is in the form of capital gain or dividend. There exists perfect competition. This means that a person cannot influence the stock pr ice by going long or short in it. The investors base their investment decisions on the standard deviations of returns and expected value on their investment portfolio. There is no limit on short selling. CAPM also assumes that there is unlimited lending and investing at the risk free rate. CAPM assumes homogeneous market expectations. The last assumption is marketability of all assets (Elton, et al., 2009, p.283). Beta Co-efficient The beta is the sensitivity of stock return to the market return. Higher the beta higher is the risk associated with the stock. Gitman (2006) states that beta is â€Å"a measure of non-diversifiable risk† i.e. it measures the return on asset with reference to the market return. Ideally the beta of a stock should be â€Å"forward-looking† and measured with respect to the whole market, whereas in practice this is based on historical returns and the stock index acts as a proxy for ‘market return’ (Kurschner, 2008, p. 3). Suppose th e beta of Stock A is 2. In the event of a 10% rise or fall in the market the price of Stock A will rise or fall by 20% respectively. Stocks with a beta of more than one are referred as ‘aggressive stock’ and stocks with a beta of less than one are referred as ‘defensive stock’. One can invest in aggressive stocks in times of market upswings and such stocks must be avoided in times of uncertain market conditions. In short the beta co-efficient of a stock measures the volatility in the return of a stock with respect to the market benchmark. Criticism of CAPM The assumptions of CAPM